Rate and Payment Calculator

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Your actual Annual Percentage Rate (APR) may be higher than the rate shown. The APR shown is for a $10,000 personal loan with a 3 year term2 and includes a relationship discount of 0.25%.3 Your APR will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history, amount of credit requested and income verification.

Get an estimate of monthly payments for a personal loan or line of credit.

At least 10% of approved applicants qualified for the lowest rate available based on data from 01/01/2019 to 03/31/2019. 
The rates shown are as of 05/31/2019 and subject to change without notice.2.

Representative example of loan repayment terms: For $11,000.00 borrowed over 36 months at 12.99% Annual Percentage Rate (APR), the monthly payment is $370.58. This example is an estimate only and assumes all payments are made on time.3.

To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs. If automatic payments are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.4.

This tool is for illustrative purposes, and we have provided it solely as a convenience for you to estimate rates and payments based on your assumptions for product type, loan/line amount, credit score range, and preferred term (if applicable). Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different product type, loan/line amount, term (if applicable), and rate; your actual credit score; and our pricing and underwriting policies and procedures. You will receive your actual rate and payment amount (if applicable) once you have applied for a loan/line. The Line of Credit annual percentage rate (APR) is variable based on the U.S. Prime Rate and is subject to change. Interest will begin to accrue on the date an advance posts to your account. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to extend an offer of credit or to match your terms to the terms provided by this calculator.

Maximum loan terms presented are based on loan type and amount you wish to borrow. The available terms may vary beyond what is presented in this tool. Lines of credit are open-ended and do not have a maximum term.

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